AGCO Finance

Your partner for the growth of your company

Seasonal fluctuations. Fluctuating commodity prices. Unexpected costs. AGCO Finance understands the ever-changing business of agriculture. That's why you receive customised financing with flexible conditions that adapt your payments to your cash flow.
AGCO Finance is the global financing partner for Fendt. With over 30 years of experience in the agricultural industry, you can count on a solution that meets your needs.

Business facilitation

AGCO Finance credit, leasing and insurance services are conveniently available through your dealer. You receive fast and uncomplicated credit and document processing as well as responsive service.

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Choosing the right financing option is easy. This video explaining the main differences and benefits between owning your machine and using it without ownership. Then take a look at the available contract types to find out which solution best suits your needs. Of course, we are always happy to discuss your ideal financing solution with you further. Simply contact your Fendt dealer.

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Financing options

Credit

Rental purchase

Leasing

Rent

Credit

The Fendt loan for agricultural machinery is optimally tailored to your needs together with the specialists from AGCO Finance. The repayments can be tailored to the income situation of your farm so that you pay your instalments when your income is at its seasonal peak. As the owner, you have the greatest freedom of use right from the start.

Down payment

Individual payment instalments

Your option after the last payment:

The machine belongs to you

Main features

For new and used machines
Ownership from the first day
Trade-in of a used machine or down payment possible
The machine appears on your balance sheet
Payment plans that are customised to your cash flow

Your benefits

After your last payment, the machine has a value that belongs to you. You can sell the machine or use it as a trade-in for your next purchase
Depreciation is tax-deductible

Rental purchase

If you would like to purchase your machine by making regular and forward-looking payments, rental purchase is a good option. In cooperation with your Fendt dealer, we customise the payments to suit your company. Your machine will be recognised on your balance sheet and will belong to you once your final payment has been made.

Down payment (if applicable)

Individual payment instalments

Your options after the last payment:

The machine belongs to you

Main features

For new and used machines
Ownership after your last payment
Trade-in of a used machine or down payment possible
The machine appears on your balance sheet
Payment plans that are customised to your cash flow

Your benefits

After your last payment, the machine has a value that belongs to you. You can sell the machine or use it as a trade-in for your next purchase.
Depreciation is tax-deductible.

Leasing

Leasing focuses on the concept of utilisation: you only pay for the current value use of the tractor or harvester. This gives you full financial flexibility and allows you to benefit from low, constant instalments. Fendt leasing also offers advantages from a tax and accounting perspective.

Down payment (if applicable)

Individual payment instalments

Your options after the last payment:

Purchase

Return

Extension

Main features

The machine does not appear on your balance sheet
Payment plans that are customised to your cash flow
Additional services such as repair and maintenance are available

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Rent

You always use the latest agricultural machinery, only pay for the actual period of use and remain financially flexible: agricultural machinery rental from Fendt and AGCO Finance makes it easy for you. Thanks to the full machine insurance included in the rental contract and the service and maintenance services, you have no risk of wear and tear and no repair costs with full planning security.

Individual payment instalments

Your option after the last payment:

Return

Main features

The machine does not appear on your balance sheet.
Payment plans that are customised to your cash flow
Additional services such as repair and maintenance are included.
Return of the machine at the end of your contract.

Your benefits

Lower monthly payments as you only pay for the use of the machine.
Worry-free: repair, maintenance and insurance are included.
Always use the latest technology.
Payments can be recognised as costs.

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A Fendt dealer showing a customer couple the options for financing a 700 Vario tractor

Adaptation to your cash flow

AGCO Finance can further customise your finance solution by offering monthly, quarterly, semi-annual or annual payment options. Seasonal payment patterns can be taken into account to adjust your cash flow. Balloon payments (an agreed additional payment at the end of the contract) can reduce your monthly costs. You can start with high payments and pay less at the end of the contract, or vice versa. Or use the options for deferred payments from AGCO Finance.

A Fendt employee advising a farmer over the phone at the Fendt Service Centre

Would you like to include services in your financing solution?

Together we endeavour to offer comprehensive financial solutions that meet your specific requirements. In addition to our wide range of financial solutions, additional services such as insurance, maintenance and extended warranty can be included in the financing.

Fendt dealers at the negotiating table with farmers for Fendt agricultural machinery financing

High financial flexibility - Our financing programmes:

Flexible terms: monthly, quarterly, semi-annually or annually
Seasonal instalment plans
Balloon payments
High-low / low-high scheme
Staggered payments

Fendt dealer shows the financing options for farmers with an offer

Agricultural machinery financing with maximum flexibility

Fendt agricultural machinery financing helps you to meet the challenges of modern farming. Fair conditions make the use of the latest tractors and machines affordable and calculable without tying up equity capital. Choose the financing solution that best suits your needs. Decide for yourself whether you want to own the new agricultural machine from the outset, or keep the option open to redeem the machine at the end of the financing period. Supplementary services such as extended warranty, insurance and maintenance offer you maximum security and enable you to use state-of-the-art technology without any worries.

Service offers

Maintenance

Integrate the offer of regular maintenance into your financing.

Extended Warranty

Ensure the longevity of the product in your financing in advance.

Insurance

In order to be prepared for all eventualities, we offer you various supplementary insurances.

This may be of interest

Farmer with Fendt tractor contacting Fendt Service via mobile phone

Product portfolio

From mowers, forage wagons, balers, tedders, rakes and combine harvesters to forage harvesters, self-propelled sprayers, telescopic handlers, tractors, Smart Farming technologies and services. The Fendt Full-Line offers you the right solution for all your tasks and challenges.

To product world

Smart Farming

In the field of smart farming, Fendt offers you a wide range of products and solutions to help you use your machine even more purposefully and at the same time work even more comfortably. There is a range of products to choose from under the modules Lane Guidance, Agronomy, Telemetry and Machine Control.

Find out now

A Fendt Service employee delivering spare parts directly to a farmer's farm

Fendt24 - Because your time is precious

If a spare part is not in stock at your sales partner, Fendt24 will accept your orders around the clock. Your part will be ready for dispatch from the central spare parts warehouse within two hours.

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